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US bank failure by July 31? Predictions

The market saysProbably not16% YES
YES 16%
84% NO

A YES share pays out if this happens and NO pays out if it doesn’t — so the 16% price is just the market’s implied chance of YES. How YES/NO contracts work →

Platform
Polymarket
Volume
$12,194 volume
Resolves
31 Jul 2026
Updated
11 hours ago

Traders on Polymarket currently price US bank failure by July 31? at 16% — a long shot the market largely dismisses. The figure reflects real money changing hands, not a poll, so it moves as new information lands.

How it resolves

This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No." For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this…

The market is scheduled to settle on 31 Jul 2026. Until then the price is the live read on the question — worth watching, not a guarantee.

FAQ

What does a 16% price mean?

It is the market-implied probability. A 16% YES price means traders collectively judge the event about 16% likely.

How does this market resolve?

This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No." For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must b

Where can I trade it?

This market is listed on Polymarket. Prediction markets carry real financial risk and may not be available in every state.

What economic events can I trade?

Fed meetings, CPI and PCE inflation, nonfarm payrolls, unemployment, GDP and recession calls are the most liquid.

How is this different from futures?

Event contracts are simple binary yes/no positions priced from $0 to $1, rather than leveraged futures — easier to size and read as probabilities.

Which platform is best for economics?

Kalshi has the broadest macro slate; see our Kalshi review.

What is a prediction market?

A prediction market lets you trade contracts on whether a real-world event will happen. The live price moves with supply and demand and reads as the implied probability. Read more →

How do the odds work?

Every price between 1¢ and 99¢ is the implied chance of YES. A contract settles at $1 if it resolves yes and $0 if it does not. Read more →

Trade this on Polymarket →

Prediction market contracts carry real financial risk and can resolve to zero. 18+.